[{"type":"paragraph","children":[{"text":"韩国央行的\"汉江项目\"CBDC试点在商业银行集体抵制后被迫暂停。这里是关键信息和影响分析："}]},{"type":"paragraph","children":[{"text":"💰 银行为何说\"不\"："}]},{"type":"bulleted-list","children":[{"text":"\n350亿韩元（2600万美元）基础设施成本，投资回报不明\n央行数字货币缺乏可行的商业模式\n担心去中介化导致收入减少\n更倾向于有利可图的私人稳定币替代方案\n"}]},{"type":"paragraph","children":[{"text":"🔄 战略转向："}]},{"type":"bulleted-list","children":[{"text":"\n银行组建韩元稳定币联盟\n新任亲加密政府支持私营部门解决方案\n韩国央行从发行者转为监管者角色\n\"数字货币研究室\"更名为\"数字货币团队\"\n"}]},{"type":"paragraph","children":[{"text":"⚖️ CBDC vs 稳定币核心差异："}]},{"type":"paragraph","children":[{"text":"🎯 影响意义："}]},{"type":"bulleted-list","children":[{"text":"\n韩国开创公私混合数字货币新模式\n全球央行关注这种\"观望\"策略\n未来可能：CBDC用于结算，稳定币用于零售\n市场力量推动数字货币创新超越国家指令\n"}]},{"type":"paragraph","children":[{"text":"💡 核心洞察：这并非失败，而是战略调整，显示成功的数字货币采用可能需要平衡公共货币政策目标与私营部门商业利益。"}]},{"type":"paragraph","children":[{"text":"韩国模式可能成为其他国家面临传统金融机构类似抵制时的蓝图。"}]},{"type":"paragraph","children":[{"text":"阅读完整分析：👇\n"},{"type":"link","url":"https://blog.jucoin.com/zh-hans/south-korea-cbdc-project-why-it-was-paused/?utm_source=blog","children":[{"text":"https://blog.jucoin.com/zh-hans/south-korea-cbdc-project-why-it-was-paused/?utm_source=blog"}]},{"text":""}]},{"type":"paragraph","children":[{"text":""},{"type":"topic","character":"韩国","children":[{"text":""}]},{"text":" "},{"type":"topic","character":"央行数字货币","children":[{"text":""}]},{"text":" "},{"type":"topic","character":"CBDC","children":[{"text":""}]},{"text":" "},{"type":"topic","character":"稳定币","children":[{"text":""}]},{"text":" "}]}]