JPMorgan analysts said Stripe is positioning itself to lead what they described as “twin revolutions in intelligence and money movement,” forecasting the company could tap into a $350 billion-plus market opportunity by the end of the decade.

The report, published Thursday by analysts Jon Hacunda, Lula Sheena, and Celal Sipahi, highlighted Stripe’s growing role in both AI-powered commerce and digital-asset infrastructure.

The $107 billion fintech firm processes more than $1.4 trillion in payments annually across 195 countries and turned a profit last year, with net revenue climbing 28% year-over-year to about $5.1 billion.

JPMorgan described Stripe as “a beneficiary of borderless financial services” and said its early traction with AI startups gives it a structural advantage as "agentic commerce" scales.

Stripe has also made inroads into the crypto and stablecoin sectors though acquisitions of Bridge, a stablecoin orchestration platform, and Privy, a crypto-wallet provider. The company is also incubating Tempo, a Layer-1 blockchain built for high-throughput payments in partnership with Paradigm.

Stripe CEO Patrick Collison has described Tempo as “the payments-oriented L1, optimized for real-world financial-services applications.” Last week, the network revealed it had raised $500 million at a $5 billion valuation.

JPMorgan said those initiatives put Stripe in a position to benefit as AI agents, stablecoins, and programmable money become integrated into global commerce.

Still, the analysts noted risks tied to enterprise expansion, unbundling, and regulatory exposure, especially around stablecoin oversight in the U.S. and MiCA rules in Europe.

#cryptocurrency #blockchain #Jucom #JPMorgan #AI

• On October 30, according to information from the Wall Street Journal (WSJ) , the world's leading investment bank JPMorgan Chase has officially Token (digitized through Token) a private investment fund on its exclusive blockchain platform.
• This is the first time JPMorgan has put private investment assets on its own blockchain system, and this move opens the first phase in the plan to comprehensively deploy the fund tokenization platform of this giant financial group.
• According to a representative of JPMorgan Chase, the digitization of this investment fund is not only a technological experiment, but also a strategic step to help high-net-worth individual investors (high-net-worth clients) access alternative assets - which were previously limited to large investment funds or organizations.
• By converting these assets into digital Token , investors can buy and sell more flexibly, more transparently and reduce barriers to entry compared to traditional investment methods.

#cryptocurrency #blockchain #JPMorgan #Tokenize #Jucom

• Alibaba’s global business-to-business platform is moving to streamline cross-border payments by using tokenized versions of major currencies, part of a broader shift toward blockchain-based settlement in global commerce.
• Kuo Zhang, president of Alibaba.com, told CNBC that the platform plans to begin using tokenized deposits backed by fiat currencies such as the U.S. dollar and euro. The technology, which it will build in partnership with JPMorgan, is designed to speed up transactions and reduce the number of intermediaries needed for international payments.
• In today’s cross-border trade, a U.S. buyer sending dollars to a Chinese supplier may see funds routed through several banks and undergo multiple currency conversions, adding both time and cost. With tokenized currency, a digital version of that dollar could be transferred directly over a blockchain-based system, bypassing the intermediaries.
• Alibaba.com will use JPMorgan’s blockchain-based JPMD infrastructure, a system designed to move tokenized deposits between institutional clients. Unlike stablecoins, which are typically issued by non-banks and backed by assets like treasuries, tokenized deposits sit on a regulated bank’s balance sheet.

Zhang said the company is also exploring the possibility of adopting stablecoins in the future, but will first focus on bank-issued digital tokens to ensure regulatory and operational clarity.

#Alibaba #JPMorgan #Payments #Jucom #cryptocurrency $BTC/USDT $ETH/USDT $JU/USDT